Consumer Litigation Defense

Businesses operate in an environment increasingly subject to opportunistic plaintiff lawyers seizing on technicalities in state and federal laws designed to provide protection to consumers from various lending and debt collection practices. Clayborne & Wagner LLP has defended businesses against consumer claims, negotiated settlements and defeated individual lawsuits and class actions by obtaining dismissals from the courts.

We are experienced in handling Consumer Litigation claims in both state and federal courts in Illinois and Missouri. The firm’s clients include originating lenders, assignees, servicers and trustees of securitized portfolios involving both mortgage loan and auto finance transactions, debt collection agencies and retailers.

Our firm has defended clients on matters involving:

• Fair Debt Collection Practices Act (FDCPA)
• Fair Credit Reporting Act (FCRA)
• Truth in Lending Act (TILA)
• Real Estate Settlement Procedures Act (RESPA)